Merchant Cash Advances
Capital Lynk simply purchases a small portion of your future credit card receivables and advances that amount to you today! Qualify and get immediate working capital for your business.
Merchant Cash Advances are designed for businesses that
accept credit card sales.
A Merchant Cash Advance is a purchase and sale of future payment card receivables. Capital Lynk simply purchases a portion of your future card sales and provides you with Unsecured Working Capital today to grow your business. A flat percentage of your business's credit and debit card sales are automatically remitted daily until your advance is paid off. Then, go back to receiving 100% of your credit card sales.
What Happens Once I Receive My Advance?
- We purchase a small portion of your future revenue for a discount upfront, providing you with your Merchant Cash Advance. On average, merchants typically qualify for 1.5 times their monthly credit card sales volume.
- Funding available almost immediately; it can take as fast as 2 to 3 business days.
- Use the proceeds for virtually any business need.
- Monday through Friday, the agreed percentage of each card sale you make will go towards repaying our advance until it is fully paid off. Upon repaying your advance, automatic payments stop and you go back to receiving your credit card sales in full.
- Easy payback collected regularly - no worrying about late payments or large end-of-month obligations
- Flexible and innovative terms based on your situation
- On a slow day your business remits less; on a busy day it remits more
- Funding available as fast as 2 to 3 business days
- Free and easy to apply
- There is no set maturity date
- Collateral-free, unsecured capital
- No obligation to the offers
- Renewable source of funding
- Supplemental funding available (on top of your current advances)
- Does not affect your credit score nor borrowing abilities
- Our team of dedicated funding specialists assist you, guaranteeing the best service and the best programs!
Am I still eligible for funding?
It’s a question we hear often, and the answer is YES!
We can easily pay off your existing advance(s) and provide your business with additional working capital to boost your business.
If you are not looking to pay off your existing advance(s), we can offer you a variety of other funding programs. View our ACH Advance program information, or call us at 1-866-903-5012 for more information on the suite of programs available for additional working capital.
ACH Advances
Leverage future cash flow to obtain the working capital you need today to grow! Obtain anywhere from $2,500 to $250,000 with a range of 3 to 12 months; ideal for any small business.
ACH Advances are designed for businesses looking for a boost in cash flow without a long-term financial commitment.
This program gives businesses access to working capital based on their cash flow, not traditional metrics like asset/collateral coverage and their balance sheet.
- We purchase a small portion of your future revenue (sales), providing you with your ACH advance. On average, merchants typically qualify for twice their monthly gross sales volume.
- Funding is available almost immediately; qualify and receive your cash advance in as little as 3 business days.
- Use the proceeds for virtually any business needs.
- Monday through Friday, the agreed fixed amount is deducted from your business banking account daily/weekly and will go towards repaying your advance. Upon repaying your advance, ACH debits automatically stop.
If you already have an ACH advance, you qualify for a Supplemental ACH Advance, designed for merchants that already have one or more active ACH program(s) and/or a Merchant Cash Advance.
- Easy payback. Daily/weekly ACH Debits are collected automatically, so you don't have to worry about late payments.
- Flexible and innovate terms based on your situation.
- Funding available almost immediately.
- Free and easy to apply.
- Collateral-free, these are Unsecured Business Loans.
- No obligation to the offers.
- Renewable source of funding.
- Supplemental funding available (on top of your current advances).
- Does not affect your credit score nor borrowing abilities.
- Our team of dedicated funding specialists assist you, guaranteeing you the best service and the best programs!
Am I still eligible for funding?
It’s a question we hear all the time, and the answer is YES! We can easily pay off your existing advance and provide your business with additional working capital to boost your business, or provide you with funding without interfering with your current advances!
Even if you don't want to pay the outstanding balance on your existing advance(s), we can offer you a variety of other funding programs. Our Supplemental ACH Program is a short-term financing program that acts independently of existing advances. Or, our Merchant Cash Advances provide working capital by factoring credit card receivables. For more information on these, or our other products, call us at 1-866-903-5012 Ext. 304 for more information on the suite of programs we offer.
With a Merchant Cash Advance
With an ACH Advance
Have more questions?
Let us know if you would like more information about our financial programs and which one is suitable for you.